With the introduction of tax reform earlier this year, you may be looking at your finances and wondering how you can continue to be charitable. There are many ways you can make a difference at United Way of Central Iowa while enjoying financial benefits for yourself.

Here are some smart ways to give before 2018 ends:

Donate appreciated stock

With the stock market at or near all-time highs, give your appreciated stocks to a nonprofit like United Way of Central Iowa and eliminate capital gains tax.

Name United Way of Central Iowa as a beneficiary of retirement plan assets

These assets remain taxable when distributed to a loved one but are tax-free when given to a nonprofit like United Way of Central Iowa.

Give from your IRA (if age 70½ or older)

Regardless of whether you itemize your taxes, this gift helps you fulfill your required minimum distribution and is not considered taxable income.

Gifts of real estate

Many real estate markets are enjoying gains. Appreciated real estate may be subject to capital gains tax unless donated to charity or transferred to a charitable trust.

Plan your gift

There are many ways you can give this year that not only make a difference in central Iowa, but also offer you benefits. Please consult with your tax or financial advisors to determine the best charitable giving strategies for you. For giving options with United Way, please contact Melanie Campbell or click the button below: 

Content for this blog was developed by The Stelter Company. 

Melanie Campbell

Written by Melanie Campbell

Melanie Campbell is United Way of Central Iowa's former Chief Donor Engagement Officer.